We’ve all heard that APRA’s restriction has caused the banks to tighten the screws and make it harder for many investors to get a new loan or refinance their existing loans. But the availability finance is the lifeblood of every property investor, giving them the means to leverage into real estate with other people’s money
What happens to your loans and debts when you die? It’s probably not something you’ve given much thought to, but understanding the way debt works after we pass on is important for all investors to consider, so as to ensure that our loved ones are financially taken care of – and not burdened – afterwards.
Beauty is in the eye of the beholder, and this certainly holds true in the world of real estate. Not all of us will love the same style of property. Some may prefer modern architecture and a contemporary lay-out and finish, while others may only be interested in buying period properties offering lots of charm
Where should I buy my next investment property? If I had a dollar for every time I was asked that question, I’d retire a rich man…never mind the property portfolio! But when it comes to purchasing residential real estate investments, there are generally two different approaches. One will succeed at all stages of the property
The dream of owning your own “castle” has changed a little, with many first homebuyers today buying an investment property first instead. In fact, Mortgage Choice’s latest investors survey revealed 36.6 per cent of investors were first-time buyers – up from 21.1 per cent at the same time last year. Australians increasingly want to live
Property investing may be simple, but it’s not easy. And that’s not a play on words. When you look at the statistics and see that most investors never get past their second property, you realise that most who get into real estate won’t achieve the financial freedom they were looking for. While it’s possible to
You’ve heard me say it before… not all properties make good investments, and not all investors will profit from their real estate pursuits. So what’s the difference between those who succeed at property investing and those who struggle to get ahead and fail to make any serious progress towards their wealth goals? More often than
We’ve all heard horror stories about intelligent, every day Australians who have somehow been sucked into a real estate scam that stripped them of their hard earned money. Who among us is not tempted by the thought of making a quick buck? Despite working hard for their money, many Australians feel stuck on the treadmill
When it comes to property investment you’ll often hear two somewhat conflicting philosophies being bandied around. A common question beginning investors ask is – which is better? Cash flow investment strategy Firstly there are the “Cash flow” followers; they suggest you should invest in property that has the capacity to generate high rental returns in
Every capital city has seen a deterioration in the rental yield profile over the past twelve months, yet in would seem the Brisbane market showed one of the worst results. Gross rental yields have reduced from 3.7 per cent across the combined capitals twelve months ago, to 3.5 per cent at the end of March this year.