We’ve all heard that APRA’s restriction has caused the banks to tighten the screws and make it harder for many investors to get a new loan or refinance their existing loans. But the availability finance is the lifeblood of every property investor, giving them the means to leverage into real estate with other people’s money
What happens to your loans and debts when you die? It’s probably not something you’ve given much thought to, but understanding the way debt works after we pass on is important for all investors to consider, so as to ensure that our loved ones are financially taken care of – and not burdened – afterwards.
The dream of owning your own “castle” has changed a little, with many first homebuyers today buying an investment property first instead. In fact, Mortgage Choice’s latest investors survey revealed 36.6 per cent of investors were first-time buyers – up from 21.1 per cent at the same time last year. Australians increasingly want to live
Property investing may be simple, but it’s not easy. And that’s not a play on words. When you look at the statistics and see that most investors never get past their second property, you realise that most who get into real estate won’t achieve the financial freedom they were looking for. While it’s possible to
You’ve heard me say it before… not all properties make good investments, and not all investors will profit from their real estate pursuits. So what’s the difference between those who succeed at property investing and those who struggle to get ahead and fail to make any serious progress towards their wealth goals? More often than
We’re still hearing lots of good tidings about buyer demand, with property investors playing a big part in keeping things on the buoyant side of the cycle. And interest rates look set to remain enticingly low, meaning a greater number of punters will see mortgages as a manageable prospect, making home ownership more appealing. Times